Judo Bank Reports Strong Q3FY26 Performance with Stable Asset Quality
Judo Capital Holdings Limited (ASX: JDO) delivered a solid performance in Q3FY26, supported by strong lending growth, stable margins, and disciplined cost management. The bank continues to expect FY26 profit before tax within the AU$180 million–AU$190 million range, likely closer to the lower end, as it builds additional provisions in response to a challenging macroeconomic environment.
Gross loans and advances rose to AU$13.8 billion, driven by improved loan originations and reduced attrition, while net interest margin strengthened to approximately 3.15%. Deposit growth remained robust, reaching AU$11.5 billion, supported by new savings products and favorable funding costs.
Asset quality remained stable, with impaired loans slightly improving to 2.65%. However, the bank prudently increased its collective provisions to account for potential risks in sensitive sectors.
Looking ahead, Judo expects continued lending growth, improved cost efficiency, and steady margins, while maintaining a cautious stance on credit risk amid ongoing economic volatility.
Customer Notice:
Nextgen Global Services Pty Ltd trading as Kapitales Research (ABN 89 652 632 561) is a Corporate Authorised Representative (CAR No. 1293674) of Enva Australia Pty Ltd (AFSL 424494). The information contained in this website is general information only. Any advice is general advice only. No consideration has been given or will be given to the individual investment objectives, financial situation or needs of any particular person. The decision to invest or trade and the method selected is a personal decision and involves an inherent level of risk, and you must undertake your own investigations and obtain your own advice regarding the suitability of this product for your circumstances. Please be aware that all trading activity is subject to both profit & loss and may not be suitable for you. The past performance of this product is not and should not be taken as an indication of future performance.
Kapitales Research, Level 13, Suite 1A, 465 Victoria Ave, Chatswood, NSW 2067, Australia | 1800 005 780 | info@kapitales.com.au
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Judo Bank Reports Strong Q3FY26 Performance with Stable Asset Quality
Judo Capital Holdings Limited (ASX: JDO) delivered a solid performance in Q3FY26, supported by strong lending growth, stable margins, and disciplined cost management. The bank continues to expect FY26 profit before tax within the AU$180 million–AU$190 million range, likely closer to the lower end, as it builds additional provisions in response to a challenging macroeconomic environment.
Gross loans and advances rose to AU$13.8 billion, driven by improved loan originations and reduced attrition, while net interest margin strengthened to approximately 3.15%. Deposit growth remained robust, reaching AU$11.5 billion, supported by new savings products and favorable funding costs.
Asset quality remained stable, with impaired loans slightly improving to 2.65%. However, the bank prudently increased its collective provisions to account for potential risks in sensitive sectors.
Looking ahead, Judo expects continued lending growth, improved cost efficiency, and steady margins, while maintaining a cautious stance on credit risk amid ongoing economic volatility.
Customer Notice:
Nextgen Global Services Pty Ltd trading as Kapitales Research (ABN 89 652 632 561) is a Corporate Authorised Representative (CAR No. 1293674) of Enva Australia Pty Ltd (AFSL 424494). The information contained in this website is general information only. Any advice is general advice only. No consideration has been given or will be given to the individual investment objectives, financial situation or needs of any particular person. The decision to invest or trade and the method selected is a personal decision and involves an inherent level of risk, and you must undertake your own investigations and obtain your own advice regarding the suitability of this product for your circumstances. Please be aware that all trading activity is subject to both profit & loss and may not be suitable for you. The past performance of this product is not and should not be taken as an indication of future performance.
Kapitales Research, Level 13, Suite 1A, 465 Victoria Ave, Chatswood, NSW 2067, Australia | 1800 005 780 | info@kapitales.com.au