MoneyMe Limited: Driving Digital Credit Innovation

MoneyMe Limited (ASX: MME) is a fast-growing non-bank lender reshaping consumer finance in Australia. Founded in 2013, the company utilizes proprietary technology and artificial intelligence to deliver fast and seamless credit products, including vehicle finance, personal loans, and credit cards. By FY25, MoneyMe’s loan book had expanded to AU$1.61 billion, supported by a 54.3% uplift in new originations and a stronger focus on secured lending. The business has enhanced credit quality, reduced net credit losses to 3.4%, and strengthened funding through an AU$125 million iPartners facility and multiple asset-backed securitisations.

As a Certified B Corporation, MoneyMe embeds sustainability and transparency into its operations, with strong governance, reduced emissions, and social impact programs. While reporting a statutory net loss of AU$66.6 million in FY25, mainly due to accounting adjustments and upfront provisions, the company is positioned for long-term profitability. Looking ahead, MoneyMe aims to scale Autopay, relaunch credit cards, and deepen its ESG commitments.

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