Plenti: Strong Growth Driven by Technology Led Lending

Plenti Group Limited (ASX: PLT) continues to scale rapidly as a leading Australian fintech lender, delivering strong operational and financial momentum across FY26. The company specialises in automotive, renewable energy and personal loans, leveraging proprietary technology to provide fast, efficient credit solutions. For the half-year ended 30 September 2025, Plenti achieved record loan originations of AU$912 million—up 46%—lifting its loan portfolio to AU$2.83 billion, a 24% increase on the prior period. Revenue rose 20% to AU$149.5 million, while Cash NPAT surged 133% to AU$12.8 million, supported by stable margins, strong credit performance and disciplined cost management. Annualised net credit losses remained low at 0.94%, highlighting the prime quality of the loan book. Strategic execution included winning the WA Residential Battery Scheme, advancing AI-enabled processing, and completing a AU$400 million ABS transaction, reinforcing Plenti’s diversified funding capability and scalable growth outlook. 

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