Bendigo and Adelaide Bank: Strengthening Capital and Risk Governance
Bendigo and Adelaide Bank Limited (ASX: BEN) has outlined recent regulatory developments involving APRA and AUSTRAC, highlighting a renewed focus on capital strength and risk management. APRA has imposed an operational risk capital requirement of AU$50 million on the Bank, taking effect from 1 January 2026, and this measure is anticipated to have a modest impact on the Bank’s Common Equity Tier 1 capital ratio. Despite this adjustment, the Bank’s capital position remains well above regulatory benchmarks and the Board’s internal targets, underscoring balance sheet resilience.
Additionally, AUSTRAC has commenced a formal investigation after uncovering possible non-compliance with Australia’s anti-money laundering and counter-terrorism financing regulations. While no enforcement outcome has yet been determined, the Bank is engaging constructively with the regulator. Management has acknowledged shortcomings in non-financial risk oversight and is accelerating initiatives to strengthen risk governance, compliance processes, and organisational risk culture. The Board and executive team have reaffirmed their commitment to addressing these issues to safeguard customers and support long-term sustainability.
Customer Notice:
Nextgen Global Services Pty Ltd trading as Kapitales Research (ABN 89 652 632 561) is a Corporate Authorised Representative (CAR No. 1293674) of Enva Australia Pty Ltd (AFSL 424494). The information contained in this website is general information only. Any advice is general advice only. No consideration has been given or will be given to the individual investment objectives, financial situation or needs of any particular person. The decision to invest or trade and the method selected is a personal decision and involves an inherent level of risk, and you must undertake your own investigations and obtain your own advice regarding the suitability of this product for your circumstances. Please be aware that all trading activity is subject to both profit & loss and may not be suitable for you. The past performance of this product is not and should not be taken as an indication of future performance.
Kapitales Research, Level 13, Suite 1A, 465 Victoria Ave, Chatswood, NSW 2067, Australia | 1800 005 780 | info@kapitales.com.au
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Bendigo and Adelaide Bank: Strengthening Capital and Risk Governance
Bendigo and Adelaide Bank Limited (ASX: BEN) has outlined recent regulatory developments involving APRA and AUSTRAC, highlighting a renewed focus on capital strength and risk management. APRA has imposed an operational risk capital requirement of AU$50 million on the Bank, taking effect from 1 January 2026, and this measure is anticipated to have a modest impact on the Bank’s Common Equity Tier 1 capital ratio. Despite this adjustment, the Bank’s capital position remains well above regulatory benchmarks and the Board’s internal targets, underscoring balance sheet resilience.
Additionally, AUSTRAC has commenced a formal investigation after uncovering possible non-compliance with Australia’s anti-money laundering and counter-terrorism financing regulations. While no enforcement outcome has yet been determined, the Bank is engaging constructively with the regulator. Management has acknowledged shortcomings in non-financial risk oversight and is accelerating initiatives to strengthen risk governance, compliance processes, and organisational risk culture. The Board and executive team have reaffirmed their commitment to addressing these issues to safeguard customers and support long-term sustainability.
Customer Notice:
Nextgen Global Services Pty Ltd trading as Kapitales Research (ABN 89 652 632 561) is a Corporate Authorised Representative (CAR No. 1293674) of Enva Australia Pty Ltd (AFSL 424494). The information contained in this website is general information only. Any advice is general advice only. No consideration has been given or will be given to the individual investment objectives, financial situation or needs of any particular person. The decision to invest or trade and the method selected is a personal decision and involves an inherent level of risk, and you must undertake your own investigations and obtain your own advice regarding the suitability of this product for your circumstances. Please be aware that all trading activity is subject to both profit & loss and may not be suitable for you. The past performance of this product is not and should not be taken as an indication of future performance.
Kapitales Research, Level 13, Suite 1A, 465 Victoria Ave, Chatswood, NSW 2067, Australia | 1800 005 780 | info@kapitales.com.au