MONEYME Builds Stronger FY27 Earnings Platform as Loan Book Surpasses AU$2 Billion
MONEYME Limited (ASX: MME) delivered strong operating momentum in FY26, with its closing loan book increasing 34% year-on-year to AU$2.08 billion and loan originations rising 34% to AU$1.23 billion. Gross revenue advanced 20% to AU$249 million, while net credit losses improved by 1.0 percentage point to 2.4%, highlighting stronger portfolio quality despite rapid balance-sheet expansion. The company’s statutory NPAT loss narrowed 40% to AU$40.1 million, while the normalised NPAT loss improved 74% to AU$4.1 million, with 2H26 returning to positive normalised profitability. MONEYME also expanded total funding capacity to AU$3.0 billion and reduced its cost of funds to 6.6%, providing additional capacity for growth. Looking ahead, management expects an average FY27 loan portfolio of approximately AU$2.2 billion and has guided normalised NPAT to between breakeven and AU$7 million. Strategic priorities include scaling AI and automation, expanding personal loans and credit cards, growing direct and white-label distribution, and further improving funding economics.
Customer Notice:
Nextgen Global Services Pty Ltd trading as Kapitales Research (ABN 89 652 632 561) is a Corporate Authorised Representative (CAR No. 1293674) of Enva Australia Pty Ltd (AFSL 424494). The information contained in this website is general information only. Any advice is general advice only. No consideration has been given or will be given to the individual investment objectives, financial situation or needs of any particular person. The decision to invest or trade and the method selected is a personal decision and involves an inherent level of risk, and you must undertake your own investigations and obtain your own advice regarding the suitability of this product for your circumstances. Please be aware that all trading activity is subject to both profit & loss and may not be suitable for you. The past performance of this product is not and should not be taken as an indication of future performance.
Kapitales Research, Level 13, Suite 1A, 465 Victoria Ave, Chatswood, NSW 2067, Australia | 1800 005 780 | info@kapitales.com.au
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MONEYME Builds Stronger FY27 Earnings Platform as Loan Book Surpasses AU$2 Billion
MONEYME Limited (ASX: MME) delivered strong operating momentum in FY26, with its closing loan book increasing 34% year-on-year to AU$2.08 billion and loan originations rising 34% to AU$1.23 billion. Gross revenue advanced 20% to AU$249 million, while net credit losses improved by 1.0 percentage point to 2.4%, highlighting stronger portfolio quality despite rapid balance-sheet expansion. The company’s statutory NPAT loss narrowed 40% to AU$40.1 million, while the normalised NPAT loss improved 74% to AU$4.1 million, with 2H26 returning to positive normalised profitability. MONEYME also expanded total funding capacity to AU$3.0 billion and reduced its cost of funds to 6.6%, providing additional capacity for growth. Looking ahead, management expects an average FY27 loan portfolio of approximately AU$2.2 billion and has guided normalised NPAT to between breakeven and AU$7 million. Strategic priorities include scaling AI and automation, expanding personal loans and credit cards, growing direct and white-label distribution, and further improving funding economics.
Customer Notice:
Nextgen Global Services Pty Ltd trading as Kapitales Research (ABN 89 652 632 561) is a Corporate Authorised Representative (CAR No. 1293674) of Enva Australia Pty Ltd (AFSL 424494). The information contained in this website is general information only. Any advice is general advice only. No consideration has been given or will be given to the individual investment objectives, financial situation or needs of any particular person. The decision to invest or trade and the method selected is a personal decision and involves an inherent level of risk, and you must undertake your own investigations and obtain your own advice regarding the suitability of this product for your circumstances. Please be aware that all trading activity is subject to both profit & loss and may not be suitable for you. The past performance of this product is not and should not be taken as an indication of future performance.
Kapitales Research, Level 13, Suite 1A, 465 Victoria Ave, Chatswood, NSW 2067, Australia | 1800 005 780 | info@kapitales.com.au